Disclaimer & Limitation of Liability

1 Use of this website and its content is entirely at your own risk.

2 The website and its content are provided “as is” without warranties of any kind. The Owner makes no representations that the content is accurate, complete, or free of harmful components such as viruses.

3 The Owner will not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use this website.

4 Nothing on this website constitutes financial, legal, or professional advice. Users should seek independent expert guidance before acting on any information provided.

5. Intellectual Property

5.1 All website content is protected by copyright, trademark, and other intellectual property laws and remains the exclusive property of the Owner or its licensors.

5.2 No license or right is granted to you except those expressly stated in these Terms.

6. Links to and from Other Websites

6.1 This website may contain links to third-party websites or references to external services. These links do not constitute endorsements, and the Owner bears no responsibility for third-party content or actions.

6.2 You may not create a link or reference to this website in a manner suggesting endorsement or affiliation without prior written consent.

7. User Conduct

7.1 You agree not to use this website for unlawful purposes or to transmit harmful, defamatory, or offensive material.

7.2 Activities such as hacking, phishing, spamming, or introducing viruses are strictly prohibited.

7.3 You must respect the rights of other users and refrain from interfering with the operation or security of this website.

8. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Southern African Development Community (SADC) and those of the African Union (AU). Any disputes will be subject to the jurisdiction of SADC courts.